Details, Fiction and 228 loan
Details, Fiction and 228 loan
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When implementing performance tests and strategic designs pursuant to paragraph (a) of this segment, and when determining no matter whether to approve a strategic approach pursuant to § 228.
In the phrase of a approach, a financial institution ought to submit into the Board for acceptance an Modification to its approach if a fabric transform in instances:
The Board publishes on its community Web-site, at the least thirty times in advance of the beginning of each calendar quarter, a listing of banks scheduled for CRA examinations for the following two quarters.
The Board considers the usage of the financial institution's deposit items responsive to the needs of small- and reasonable-earnings individuals, people, or households according to the subsequent details:
In taking into consideration CRA effectiveness in an software described in paragraph (a) of this area, the Board requires into consideration any sights expressed by fascinated parties that happen to be submitted in accordance Using the Board's Policies of Course of action established forth in twelve CFR part 262.
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) Advantages or serves one or more geographic areas with reduced levels of Neighborhood growth funding;
(B) The Board determines that evaluation under the program would not offer a far more meaningful reflection of your bank's record of helping to meet up with the credit rating demands on the financial institution's Neighborhood;
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
A bank must specify in its plan how all features of a plan included in paragraphs (g)(one) by way of (5) of the part, along with every other relevant general performance checks not included in an authorized strategic plan, should be viewed as to assign:
Apart from as otherwise provided in this section, a lender ought to be sure that its community file includes the information required by this portion for every from the earlier a few calendar yrs, with The latest calendar year A part click here of its file per year by April 1 of the present calendar 12 months.
(B) A big lender might modify the Retail Products and services and Merchandise Test by eliminating a ingredient from the take a look at.
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